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18% 110 110 100 + 10 If the additional investment were right at the end of the period, the capital employed during the period is just $100, so the return is 20%: 130 100 10 130 110 20 ------------------------------------- 100 ------------------------- 100 --------- 100 = 2000% 100 100 100 Given the same gains, returns are higher when the investment is made at the end of the period In the second scenario, the additional contribution is not included in the denominator The same numerator divided by a smaller denominator leads to the higher return The higher return is justi ed when the contribution is made at the end of the period because the capital at risk during the period was lower but we earned the same dollar gain.

This example shows that it is important to track the timing of contributions or withdrawals to an investment account in order to accurately calculate returns We always adjust the numerator for the additional contributions or withdrawals during the period We either include the full amount of the contribution in the denominator, none of it, or a partial amount, depending on the timing of the cash ow When the denominator of a return calculation is adjusted for contributions or withdrawals, we call the denominator the Average Capital Employed, or the Average Invested Balance In addition to the consideration of the time value of money, the market timing of the investor contributions and withdrawals will affect realized returns For example, suppose we are investing via a mutual fund and during the month the fund s net asset value (NAV) per share varies between 1000 and 1200:.

mirror lock-up A camera function that allows the mirror, which re ects the image to the view nder, to ip up without the shutter being released. This is done in order to reduce vibration from the mirror moving on slow or timed exposures or to allow manual sensor cleaning. modeling light A secondary light, usually tungsten or halogen, built into a studio strobe in order to visualize what the ash output will look like. Some speedlights have a modeling ash feature that res a short burst of rapid ashes that allow you to see the effect of the ash on the subject. noise Extraneous visible artifacts that degrade digital image quality or creatively added in post-production for effect. In digital images, noise appears as multicolored ecks, also referred to as grain. Noise is most visible in slow shutter speed digital images captured at high ISO settings. See also grain. open up To switch to a lower f-stop number, which increases the size of the diaphragm opening, allowing more light to reach the sensor. pilot/ready light Located on the power pack or rear panel of the ash, these lamps illuminate to indicate that the ash is ready to re and when pressed, will re a test ash from the main or remote ashes.

Combine all these parts of the HTML document code, and you will obtain the following complete code:

The McKoi command tool shown in Figure 8.5 is considerably more primitive than the tool provided by HSqlDb. Fortunately, the HSqlDb tool also works with McKoi in both server and nonserver modes of operation. To stop the McKoi server, use the following command:

After you ve performed these steps, the cell or range contains the validation criteria you specified.

From the MoviX menu, you can select a directory of images to play as a slideshow and choose music to play along with it. From the MoviX main page, do the following: 1. Select Play SlideShow Select Background Music. 2. From the menu that appears, select Set/change music. 3. Use your mouse or keyboard keys to choose the song you want to play from your local file system (hard disk, CD, DVD, remote-mounted directory, and so on). 4. Back at the main menu, select Play SlideShow. Then choose the disk you want to choose your directory of images from.

Freston also tells Sancho that if he wanted to view the whole year, screenful by screenful, he should enter the following command at the beginning: